Our Core Solutions

MOBIS Core-banking

MOBIS Core Banking is a cloud-based storage and transaction management and tracking software that provides standard accounting and reporting functionality. The platform is integrated with 3rd party solutions that allows financial institutions to hold their funds and enable transactions electronically using mobile money integration, to move money between to and from their bank and to utilize SMS alert functionality. End users (account holders) are able to use a USSD platform to send and receive funds, request, receive and repay loans, and check account balances remotely.

Designed with non-bank financial institutions in mind, MOBIS is now widely used in Uganda by Savings and Credit Cooperatives, popularly referred to as SACCOS; a fast growing type of financial institutions that have gained relevance as a financiers-of-choice for many people in Africa. SACCOS are member-owned and command low interest on credit and competitive returns on their members’ savings and are similar in nature to Credit Unions. Ensibuuko is now looking into new African markets for the MOBIS Core-banking System.

Mobile Banking

This is a next generation financial platform built on top of our proprietary MOBIS Banking system using integrated mobile money service of Mobile Network Operators. Chapchap (Kiswahili for Quick-Quick) is a mobile banking service offering for financial service providers that use the MOBIS Core-banking software. The mobile wallet is built of an Unstructured Supplementary Service Data (USSD) platform which provides the benefit of cross platform access.

The platform is integrated with mobile money and SMS to enable real-time mobile banking and SMS banking experience for our clients.

Ecosystem Integration

We are resetting the Ecosystem for financial inclusion. Our philosophy is that technology should be a platforms hat nurtures both our customers as well as a vibrant 3rd Party market place of solution providers. The MOBIS Ecosystem, is designed to allow management to tailor the features available according to their specific requirements and to establish linkages to the diverse community of businesses and stakeholders.

Capacity Building & Support

When we set out to create MOBIS, our goal was to change the way financial processes are handled in non bank financial institutions and even with the solutions we provide, we have invested in enabling our clients adapt best parties into their everyday work. We have an expert design Curriculum on financial management and banking systems as a core resource in our chat training.